LIFE INSURANCE

The types of coverage we offer include:

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Term Life Insurance

  • Comes in pre-determined lengths of time (terms) of 5, 10, 15, 20, or even 30 years.
  • Level premiums that are guaranteed not to change
  • The most affordable kind of life insurance.
  • The least complex.
  • Cannot be canceled (unless your payments are not made)

Get a Life Quote!

Call: (281) 727-0030 or
Email: cyndi@cyndiagency.com

Things to consider when your term reaches its end:

You may start a new policy or you can opt to continue the current policy.
(There will be new rates that reflect your current health, age and lifestyle.)

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Permanent Life Insurance

  • Whole Life
  • Universal Life

Life insurance can be extremely complex to figure out. Our insurance professionals will take the time to give you the one-on-one attention you need to figure out what is best, and most affordable, for your family.

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Whole Life

  • This is one of the most common types of Permanent Life insurance.
  • Some Whole Life insurance policies can produce excess credits, which can be used to purchase additional insurance, increasing the death benefit.
  • This type of insurance accumulates cash value at a guaranteed interest rate (Often times the policy owner may borrow against the cash value of the policy.)
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Universal Life

  • With universal life insurance, you get lifelong protection
  • Accumulates cash value
  • Can provide more flexibility than other types of life insurance.

Contact Me for More Questions

Call: (281) 727-0030
Email:
cyndi@cyndilawrenceagency.com