LIFE INSURANCE
The types of coverage we offer include:
Term Life Insurance
- Comes in pre-determined lengths of time (terms) of 5, 10, 15, 20, or even 30 years.
- Level premiums that are guaranteed not to change
- The most affordable kind of life insurance.
- The least complex.
- Cannot be canceled (unless your payments are not made)
Get a Life Quote!
Call: (281) 727-0030 or
Email: cyndi@cyndiagency.com
Things to consider when your term reaches its end:
You may start a new policy or you can opt to continue the current policy.
(There will be new rates that reflect your current health, age and lifestyle.)
Permanent Life Insurance
- Whole Life
- Universal Life
Life insurance can be extremely complex to figure out. Our insurance professionals will take the time to give you the one-on-one attention you need to figure out what is best, and most affordable, for your family.
Whole Life
- This is one of the most common types of Permanent Life insurance.
- Some Whole Life insurance policies can produce excess credits, which can be used to purchase additional insurance, increasing the death benefit.
- This type of insurance accumulates cash value at a guaranteed interest rate (Often times the policy owner may borrow against the cash value of the policy.)
Universal Life
- With universal life insurance, you get lifelong protection
- Accumulates cash value
- Can provide more flexibility than other types of life insurance.